A virtual card is a payment instrument which is not manufactured as a plastic card with all the regular physical components: a chip, a magstripe, a contactless interface, etc. A virtual card is also not to be confused with digital cards which are physical cards uploaded in a wallet (Apple Pay, Google Pay, etc.).
The status of a card can be changed either by making an API call or directly via the Customer Area. This status can also change based on the card usage (if a wrong PIN is keyed 3 times in a row, for example).
To request virtual cards via an API call, the requester has to indicate "formFactor": "virtual" in their API request. The response is the card:
{
"balanceAccountId": "BA******************",
"description": "your description",
"issuingCountryCode": "NL",
"status": "Active",
"type": "card",
"card": {
"authentication": {
"password": "******",
"phone": {
"number": "+31********",
"type": "Mobile"
}
},
"brand": "mc",
"brandVariant": "mcdebit",
"cardholderName": "First Name Last Name",
"formFactor": "virtual",
"bin": "500000",
"cvc": "***",
"expiration": {
"month": "MM",
"year": "YYYY"
},
"lastFour": "0000",
"number": "5000000000000000"
},
"id": "PI********************"