Card personalisation is the second step in the two-fold process to create physical cards.
In order to start this process, a physical card request has to be submitted. When this is done, the base cards created during the card manufacturing process are personalized with the account details pertaining to the card holders.
In addition, all the chip profile elements are programmed into the chip. To set this process up, a configuration profile needs to be defined together with the merchant and the manufacturing partner.
The configuration profile consist of multiple elements:
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Carrier design ID |
the piece of paper/packaging to which the card is attached |
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Insert design ID |
An insert is any additional material shipped together with the carrier (e.g. marketing material) |
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Envelope design ID |
The envelope into which the carrier and PIN mailer are inserted |
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PIN mailer design ID |
The letter on which the PIN is printed |
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Activation label design ID |
A label attached to the card containing activation instructions |
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Shipment type |
Identifies the type of shipment, bulk (B) or cardholder (C) and the logistics company handling the shipment |
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Bulk shipment address |
Up to five address lines used for bulk shipment |
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Application language preference |
Up to four languages in order of preference |
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Application currency code |
chosen currency of the card |
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Issuer country code |
Country from where the card is issued |
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Lower/Upper Cumulative Offline Transaction Amount |
Accumulator used to determine whether the tx can be authorized offline |
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Lower/Upper Consecutive Offline Limit |
Counter used to determine whether the tx can be authorized offline |
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Embossing line 2 |
The 2nd embossing line to be printed onto the card in addition to the cardholder name |
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Logo/image reference |
The reference of a logo/image to be printed on the card or carrier |