Risk profiles are used to manage risk rules across multiple merchant-level accounts, or to apply a different set of risk rules for a specific payment. For example, you can isolate low-risk from high-risk transactions, with different risk configurations for each profile.
Types of Risk categories:
How do I create a risk profile?
It is only possible to have one risk profile per merchant account. The Risk checks you enable and set on a risk profile will cause the risk score to go up or down when a payment is being authorized. If the risk score reaches 100, the payment will be refused due to fraud.
You can also choose to send a transaction to Case management when a specific risk check is activated. If the score is 100 or above, the transaction will be directly refused and therefore not sent to Case management.