What is settlement delay?

How settlement delay works

The settlement delay is the (possible) delay, or time it takes for a transaction to be Settled (from SentForSettle) or Refunded (from SentForRefund). These statuses are detailed in the payment lifecycle.

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The settlement delay depends on the payment method used and can vary from 1 to 45 (calendar) days. Find below an indication of common payment methods and their expected settlement delays:

Credit Card

Depends on the issuer country. Typically up to 7 days.

Bank transfer

Up to 3 days.

iDeal

Up to 2 days. Refunds up to 3 days.

Paypal

Up to 3 days.

Klarna

Up to 3 days.

DOKU

Up to 14 days.

AfterPay

Up to 28 days.

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