How settlement delay works
The settlement delay is the (possible) delay, or time it takes for a transaction to be Settled (from SentForSettle) or Refunded (from SentForRefund). These statuses are detailed in the payment lifecycle.
The settlement delay depends on the payment method used and can vary from 1 to 45 (calendar) days. Find below an indication of common payment methods and their expected settlement delays:
Credit Card |
Depends on the issuer country. Typically up to 7 days. |
Bank transfer |
Up to 3 days. |
iDeal |
Up to 2 days. Refunds up to 3 days. |
Paypal |
Up to 3 days. |
Klarna |
Up to 3 days. |
DOKU |
Up to 14 days. |
AfterPay |
Up to 28 days. |