How to offer Klarna payments?

You can offer three Klarna variants to your shoppers:

  • Klarna Pay Later for them to pay once the goods are delivered.
  • Klarna Pay over time to pay in instalments.
  • Klarna Pay now to pay instantly, either by secured online banking or direct debit.

Their availability differs per country. Pay special attention to Switzerland as a request must be sent to Klarna to enrol your account for CHF payments.


You can also offer recurring payments with Klarna depending on the variant and market:

  • Klarna Pay Now Direct Debit in SE, NL, DE and AT.
  • Klarna Pay Now Bank Transfer does not support recurring.
  • Klarna Pay Later in all markets.
  • Klarna Pay Over Time in the US.


Sofort online banking (directEbanking) is also part of the Klarna family, but a separate payment method.

Was this article helpful?
1 out of 1 found this helpful