This error refers to the lack of a recurring contract for the specified
shopperReference. In other words, the shopperReference doesn't exist. It indicates that the
shopperReference that is tried to be used to complete the payment does not exist (anymore).
For example, the saved payment method could be deleted by the shopper via their account in your system, or it could be the case that you are trying to use a wrong
shopperReference in the payments request. In any case, it means that the current
shopperReference does not have any paymentDetails saved. This can also happen if you created a token and try to complete a payment using that token in a very short time after.
To troubleshoot this issue, you should check the saved payment details for the
shopperReference and check which
recurringDetailReferences are returned in the