By submitting Level 2/3 data you can cut your Interchange rates on US domestic transactions by up to 90 basis points. At the same time, your shoppers will see additional information about their purchase on their credit card statement. For more information on which transactions are eligible, see Level 2/3 data qualification requirements.
Not all businesses can submit Level 2 and 3 data. If your business has one of the following Merchant Category Codes (MCC) you are not eligible for submitting Level 2/3 data, but it might be possible to pass another type of additional data to obtain interchange incentives (see third column):
| MCC | Card scheme | Data Type |
|---|---|---|
| 3000-3299 (Airlines) | Mastercard and Visa | Airline |
| 3300-3350 (Automobile / Vehicle Rental) | Visa | Car rental |
| 3501-3999 (Hotels / Motels) | Mastercard and Visa | Lodging |
| 4112 (Passenger Railways) | Mastercard and Visa | Unavailable |
| 4411 (Steamship and Cruise Lines) | Visa | Unavailable |
| 4511 (Airlines and Air Carriers) | Mastercard and Visa | Airline |
| 4722 (Travel Agencies and Tour Operators) | Visa | Airline or Lodging or Car rental |
| 5812 (Eating Places and Restaurants) | Mastercard and Visa | Unavailable |
| 5814 (Fast Food Restaurants) | Visa | Unavailable |
| 7011 (Lodging - Hotels, Motels, and Resorts) | Mastercard and Visa | Lodging |
| 7361 (Employment Agencies, Temporary Help Services) | Mastercard | Temporary Services |
| 7512 (Automobile Rental Agency) | Mastercard and Visa | Car rental |
| 7513 (Automobile/Vehicle Rental) | Mastercard | Car rental |
| 7519 (Automobile/Vehicle Rental) | Mastercard | Car rental |
Note: Data Type is the applicable data type to send for the merchant under that MCC.