You can use separate authorisation and capture for the following payment methods:
- Credit cards
- PayPal
- Apple Pay
- Google Pay
- Open Invoice methods such as Afterpay, Klarna, and Ratepay
Adyen expires an authorisation request automatically after:
- 28 days from the day the payment is authorised, for all major global card networks, except Cartes Bancaires.
- 12 days from the day the payment is authorised, for Cartes Bancaires.
- PayPal captures are only guaranteed for three days after the authorisation.
Card schemes, too, have their own set of rules on authorisation expiry. Capturing a transaction after the scheme expiry time increases the risk of a failed capture, and may also increase the interchange and/or scheme fees charged for the transaction.
For more information, refer to Expiry information from major card schemes.