Which payment methods support separate authorisation and capture?

You can use separate authorisation and capture for the following payment methods:

• • Credit cards
  • PayPal
  • Apple Pay
  • Google Pay
  • Open Invoice methods such as Afterpay, Klarna, and Ratepay

Adyen expires an authorisation request automatically after:

• • 28 days from the day the payment is authorised, for all major global card networks, except Cartes Bancaires.
  • 12 days from the day the payment is authorised, for Cartes Bancaires.
  • PayPal captures are only guaranteed for three days after the authorisation.

Card schemes too, have their own set of rules on authorisation expiry. Capturing a transaction after the scheme expiry time increases the risk of a failed capture, and may also increase the interchange and/or scheme fees charged for the transaction. 

For more information, refer to Expiry information from major card schemes.